Wednesday, December 31, 2025

Snake Bite

 The year is going to end in the next 24-hours and given that I have been strangely busy, I thought I would try and bash out my usual piece to summarise the year. It’s the Chinese Year of the snake, and based on the last snake year (2013), it was similar in substance. In 2013, I had my last great working highlight, which was the IIM Alumni job (IIMPact 2013), where I had the distinct privilege of arranging interviews for Dr. Raghuram Rajan before he became governor of RBI. I would then, end that year with a crisis of dealing with one of my ex-wife’s ventures.

This snake year was slightly different. If 2013 was dealing with a cobra that blessed and bit, this year was more like a subtle grass snake reminding me that I was a very blessed person but also reminding me life has downs as well as ups.

On the surface, it was a pretty darn good year. For the first time since 2006, I actually end the year with assets. Somehow in previous moments of blessings, I never seemed able to hold a dollar. This year, I actually end the year with money in funds that are the seeds to “passive” income. Still need to work for a living but it looks like I might actually be able to afford a bowl of noodles from time to time.

I had the good fortune of regular payouts on top of my weekly pay. Since I am no longer a “property owner,” I actually qualified for a decent amount of government generosity.

It wasn’t just about money. I managed to get seen in the right place with the right people. At the inaugural TMA-Asia Pacific Conference, I actually got to post with the Minister who was giving a speech (In Singapore speak, Ministers are like celebrities):

 


 

Life wasn’t just about being in the right place at the right time or dare I say money. This was a year of travel. The Loveable Pillow got to moving to Johor with her and then decided that we needed to spend a long weekend in Batam, a place that I hadn’t been to for a while. Most interestingly, she got to me to Bangkok, where I managed to catch up with Dad in his home town for a change. Hadn’t been to Bangkok to see him since 2009, when Max flew out to meet us.

 


 You could say I am finding a groove. Life is pretty much about maintaining physical discipline to train. Diabetes ensures that physical fitness is something that is no longer negotiable. Structuring intense exercise into the week, planning meals around training and minimising alcohol are part and parcel of life. As I try to work physical discipline, I also try to work financial discipline. I’m probably past the age of thinking of a great high earning career, but I have an idea of how to put money aside and where to put it. Staying “boring” for the time being. At 51, you realise that frailty is a real part of your life and you shouldn’t allow it to happen to you as far as you can.

So, whilst it looks like I may be finally settling into something resembling normalcy, it looks like I will be missing some important people. My ex-colleague from Citibank, Ms. Dawn Pereira died of a heart attack. She was, 47 at the time of her death. Although I hadn’t spoken to her in years, I’ll always remember her as a wonder bubbly person who could always light up the place with her presence.

The other, was perhaps harder hitting. Bryan Ng Lee Heng or “Bear,” died a week before my birthday. Along with Joe Phua, we formed a trio of “The Short, the Fat and the Bald.” Our army bond made us brothers from different parents. Life made it such that our meetings post army were few and far between. Yet each meeting was special, even if all it was, was meeting for a kopi or kway teow. Like two old men, we’d talk about our partners and kids. Family struggles were a good topic. We often joked about being old grumpy men sitting in a park.

The last time I saw him was in October. He had lost allot of weight and looked weak. Doctors couldn’t tell him why but he did strike an optimistic note, talking about eating wings and drinking beer at Hooters like we did back in the army (something I will have to do in the new year since Hooters is shutting down after three decades). He last visited me in Marine Parade in October. We had kopi and when it was time to go, I got him to take a selfie.

 


 If I had known that this was the last time, I hang with him, I’d have snapped a few more. Whilst he was ill, I’m still missing him. I won’t have a “grumble-buddy” in the old age park. He was a guy who gave him heart and soul to the people he cared for and life is simply emptier without him around. So, whilst I did enjoy a successful year and if you believe in horoscopes, I should have a good one next year, I’ll be doing without the friend who stood by me for so long.

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Maira Gall