Thursday, December 05, 2019

Why do we need to Protect the Powerful?


I’ve just read a letter in the Straits Times forum that argued against the concept of tagging fines against a person’s salary. The main thrust of the writer’s argument was the fact that the rule of law should be the same regardless of the offender’s social economic background.
The article can be read at:


While I can sympathize with the writer in as much as I do believe that the “rule of law,” should be applied no matter the offender’s background, I do find it rather perplexing that calls to ensure the “rule of law” is fairly distributed inevitably comes whenever it involves giving the well to do less or making the well to do pay more. This particular letter wasn’t the only instance of this. I remember when there was a discussion on “means testing” government benefits. There was an almighty hue and cry over how means testing was unfair to the middle class.

As far as I know, Singapore must be the only country where people are worried about how unfair life is against the well to do. In just about every other country I’ve lived in (mainly well to do European ones), the idea of social welfare or government goodies is understood to be something that the less well-off receive because they are – well, the less-well off (polite term for poor).

Perhaps its just me but I’m with Warren Buffet, one of the richest men in the world. Mr. Buffet observed that although he paid a greater amount in taxes than his secretary, what she paid in taxes took more out of her salary that what his taxes were out of his. Mr. Buffet went onto argue that the rich and powerful like himself were the last people who needed protection from the government. I think this is something that our well to do need to understand.

I’m not against rich people or against people getting rich. Life is intrinsically unfair and there is in many cases a good reason why some people thrive and some people remain stuck. My “rich” friends are actually pretty hard working and relatively clever with money. My “basket case” friends are the type that seem more interested in self-indulgence than in feeding themselves. They’re the type that would rather spend their last dollar on a pack of smokes than on the bus fare they need to get to the job that could finance their own smokes.

So, I’m not for governments that like talk about “soaking” the rich as if the rich were a disease. Rich people, as the British discovered in the 70s, have a way of being able to move around and when you go after the rich or the people who want to get rich, they end moving elsewhere and the value and energy they bring to the table goes with them. For all of Mrs. Thatcher’s faults, she actually rescued the UK from the failed policies of the Labour Government’s of the 70s who made it their mission to tax the rich out of existence, thus causing anyone with more than a penny or anyone who thought he or she was worth more than a penny to pack their bags and leave.

Nor am I suggesting that society make it obligatory for people to support the less well off. The doll or the concept of “free money” robs people of the will to make something of their lives. I remember mentioning that I found it difficult to “look after myself,” and I was told by one of my best friends, “Why do you need to look after yourself when there are other people dying to take care of you.” Governments exist to provide certain services and to set and enforce certain rules. They should not be about doing for people what the people should do for themselves.

Having said all of that, there are times when a society needs to redistribute the goodies to keep the system healthy. There are people who need a helping hand and leg up to get out of a hole, which may not necessarily be of their own fault. There are also times when sanctions need to be meaningful.

Shouldn’t social well fare payments go to those who really need them rather than to people who don’t need them? Prudent financial stewardship has done Singapore well and having money in the bank allows governments to help those who need help without punishing the rest of us. There is no reason why the government should end up giving money to those who are capable of earning their own crust.

Then there’s the concept of fines. We fine people in society because they have committed certain transgressions. The fine should be a means of teaching the offender not to commit the offence again.

Setting a fine at a certain level in an absolute amount affects people in different ways. Take the example of traffic offences. The objective of say fining people for not obeying traffic lights is to teach them to obey traffic lights. It may sound fair if you charge a construction worker earning the princely sum of say $1,000 a month the same $100 that you would charge a Ferrari driver (Ferrari in Singapore is about S$500,000 and that excludes the costs of maintaining the car). Yes, you’ve charged both the same amount of money but you’ve only ensured that the construction worker learns from it (10 percent of his income). The Ferrari owner won’t feel it (I remember dealing with an Indonesian Chines guy who kept going on about why he’d pay the liquidation fees of a failed venture – “Oh, its just a speeding ticket to me – a small sum that while inconvenient is something that has to be done). The purpose of the fine in this case is no longer about teaching people to make them better but to inconvenience them once in a while to extract a few dollars more.

In a strange way, you need some form of redistribution to ensure healthy competition in society. It makes common sense to ensure that in order to have equality under the rule of law, you may have to look beyond the letter and towards the spirit of the laws and apply unequal solutions to achieve equality of outcome.



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Maira Gall